FREE CONSULTATION: 775-322-6636
Is it safe to assume that the insurance company is always going to lowball you on their initial settlement offer? From my perspective and experience, most likely. Sometimes, the insurance company knows its driver has the minimal limits of insurance in Nevada, $15,000, and if the injuries and damages are extensive, the insurance company will […]
From the moment I hire you following an accident, what is your role with the insurance company? As your lawyer, I would manage all contact with the insurance company, all communication, and then negotiate with them on the release of the medical records and other information that they need. I would help request the medical […]
Q: How are independent contractors such as delivery drivers covered by insurance? It will vary. You have to look at what the policy says and how it’s written. It always depends on what the insurance policy was purchased for and whether that applies to them. If you’re an independent contractor, there are there are a […]
Q: If I have exhausted the limits of the responsible driver’s insurance company, and the limits of my uninsured motorists insurance, and my damages are in excess of both, what can I do? You could look at the at-fault driver’s personal assets and see if they have anything to compensate you. But, if they purchased […]
When the defendant is being deposed, a client can always attend any part of a deposition proceeding if he/she so chooses. We encourage clients on a case-by-case basis to attend depositions. It really depends on the case, whether or not it is necessary. On some of our insurance bad faith cases, we have to depose […]
If you secure a judgment in excess of the policy and then you can begin collection against the defendant to get him or her to personally pay the amount on the judgment in excess of the insurance limits. In Nevada, we have a Homestead Act, so it is hard to collect against a defendant’s house. […]
Recently we have taken a few cases against homeowners’ insurance where an exclusion doesn’t apply, but the insurance company claims it applies. Another common scenario is where there is a catastrophic loss and they fail to pay as they are supposed to, and they fail to account for all of the damages that were suffered […]
When you’re having a dispute with your insurance company, do your best to make sure that all communications are in writing. By minimizing the use of the telephone, you have a written set of documents showing what has transpired and the history of the claim. Otherwise you’re in a situation where you’re trying to recollect […]
Hanson vs. State Farm was a case in front of the Federal Court of Nevada, and Hanson, the insured, was suing the insurance company, arguing that it committed bad faith. The District Court granted a Summary Judgment for Hanson. The case arose after Hanson had sued someone who injured him for both negligent and intentional […]
When defending someone who caused an injury to another seemingly intentionally, the attorney hired by the insurance company is in a difficult situation. The attorney has duties to the insured and his or her client, and to the insurance company. The attorney must advocate for both even though their interests aren’t entirely aligned. There is […]
