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If I’ve been in an auto accident that wasn’t my fault, do I have to notify my own insurance company? If it’s the other driver’s’ fault and they have insurance, they gave you their insurance information, you don’t necessarily need to contact your own insurance company at that point in time. Some of the reasons […]
Q: How are independent contractors such as delivery drivers covered by insurance? It will vary. You have to look at what the policy says and how it’s written. It always depends on what the insurance policy was purchased for and whether that applies to them. If you’re an independent contractor, there are there are a […]
Q: If I have exhausted the limits of the responsible driver’s insurance company, and the limits of my uninsured motorists insurance, and my damages are in excess of both, what can I do? You could look at the at-fault driver’s personal assets and see if they have anything to compensate you. But, if they purchased […]
We handled a large class action against a well-known insurance company that had miscalculated total loss payments on a totaled vehicles. The case involved whether or not that insurer was paying its insureds the right amount of money when it paid out money for a total loss. Our contention in the lawsuit was that they […]
It is critically important, when deciding to hire a personal injury attorney, that one of the main considerations be that attorney’s knowledge related to insurance. Knowing what an insurance company should be doing is important. More important is knowing that when the insurance company isn’t doing what it’s supposed to be doing, they are breaching […]
If a demand is made of an insurance company to pay the policy limits, and the demand is rejected, you can potentially get into a situation where you may get an assignment from the defendant against his own insurance company for breach of the insurance contract, bad faith, and failing to settle within the policy […]
When the defendant is being deposed, a client can always attend any part of a deposition proceeding if he/she so chooses. We encourage clients on a case-by-case basis to attend depositions. It really depends on the case, whether or not it is necessary. On some of our insurance bad faith cases, we have to depose […]
If you secure a judgment in excess of the policy and then you can begin collection against the defendant to get him or her to personally pay the amount on the judgment in excess of the insurance limits. In Nevada, we have a Homestead Act, so it is hard to collect against a defendant’s house. […]
An example of an exclusion that we’ve fought more than once relates to a freeze loss in your house with piping (it gets pretty cold here in Reno). A lot of these homeowner’s policies have where they say “we have an exclusion for freeze losses, and we don’t cover frozen pipes,” and then they qualify […]
Recently we have taken a few cases against homeowners’ insurance where an exclusion doesn’t apply, but the insurance company claims it applies. Another common scenario is where there is a catastrophic loss and they fail to pay as they are supposed to, and they fail to account for all of the damages that were suffered […]
