Dealing with Your Health Insurance Company in Writing

When you’re having a dispute with your insurance company, do your best to make sure that all communications are in writing. By minimizing the use of the telephone, you have a written set of documents showing what has transpired and the history of the claim. Otherwise you’re in a situation where you’re trying to recollect what happened a year later in a phone conversation and it becomes a he-said/she-said type thing.

If they’re giving you the run around about a particular medically prescribed procedure, ask them in writing exactly where in the policy it says they don’t provide that procedure. Then I would look at the plan document and see what happens when there is no doctor that is in network that can provide those services and what the result is under the terms of the contract.

Attorney Patrick Leverty

Attorney Patrick LevertyWith his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]