When Do I Need an Insurance Lawyer?
Don’t Fight Big Insurance Providers on Your Own
Insurance issues come in all forms. Some claims may seem straightforward at first but grow increasingly complicated as you try to navigate the claims process. At other times, you might know that achieving sufficient compensation will be difficult.
To make matters worse, insurance companies are known for asking leading questions designed to disqualify policyholders from payouts. Especially in complex situations, coverage can be dependent on policy interpretation. Insurance companies want to hold on to their money, so they’re more likely to interpret their policies in a way that leaves you with the smallest possible payout – sometimes even less than your documented medical or other expenses.
In high-risk situations, legal representation may be necessary to achieve the outcome you desire. Common scenarios in which an attorney is vital include:
- Claims for a large amount
- Complex claims
- Claims in which fault is in question
- Disputed liability claims.
Often, people get started with an insurance claim independently, but run into trouble along the way. Perhaps a claim gets denied or an insurance provider offers a low payout. Maybe the insurance company doesn’t respond promptly or fails to complete a thorough investigation. When you find yourself in a messy insurance situation, you’ll need an attorney to clean up the mess and help you come out ahead.
To maximize your potential payout, it’s best to start with legal representation right away. Your attorney can advise you on the best ways to complete the paperwork. This reduces the likelihood that your lack of insurance knowledge can be used against you. With the right legal representative on your side, you can avoid the unfair tactics used by some insurance providers.
Why Choose Leverty & Associates?
Our Firm Has Won Over $150 Million in Settlements and Awards for Valued Clients
When selecting a Las Vegas insurance law firm, you may not even know what to look for. You know you want results, and choosing the right lawyer can make or break your chance of compensation. The search is easier when you know what traits to look for when choosing a law firm.
A Well-Established Practice
An important factor to look for in your insurance attorney is experience. You don’t want to risk your compensation by putting representation into the hands of someone who is still learning the ropes.
Leverty & Associates is a proud, multi-generational Las Vegas insurance law firm that has been serving clients in Nevada for over 40 years. Our team of four Las Vegas insurance attorneys has more than 100 years of combined experience under their belts. All that knowledge goes to work for our clients, who can rest assured that their legal representation is in accomplished hands. We rely on teamwork to resolve insurance issues effectively. When you partner with us, you’ll have access to a full legal team. This approach is part of what makes our firm so successful.
Firms with an established history of success are happy to share previous outcomes they’ve achieved for clients, because it provides reassurance that the firm has the knowledge and skill needed to get advantageous outcomes. We are aggressive legal advocates for our clients, which is exemplified by our results.
We are proud to say that we have won over $150 million in compensation for clients. That’s a track record that speaks for itself.
Our insurance lawyers in Las Vegas take a client-centric approach. We work to fully understand our clients’ unique insurance problems and their goals for resolution. We focus on incorporating our clients into every decision made during negotiations with insurers and in courtroom litigation. When your insurance attorney knows you and is well-informed about your situation, you receive a more personalized experience, fully tailored to the outcome you hope to attain.
Satisfied Client Reviews
Another way to assess whether a law firm is likely to achieve the outcome you seek is to look at what their past clients have to say.
Our team strives to deliver personalized, compassionate service to every client we work with. Our clients know we care about them, and they take the time to let us know that they’ve been impressed with the representation they received while working with our skilled Las Vegas insurance lawyers.
Clients also know that we go the distance to aggressively pursue insurance providers until the policyholder receives the compensation they deserve. High praise from former clients is one of the best ways to know you can trust the legal firm you’re working with.
Legal Payments Made on Contingency
When you’re already facing catastrophic loss, it can be overwhelming to think about the expense of hiring a lawyer.
When you’re dealing with insurers that are unfairly denying or delaying your claim, you want an attorney that will work with you on a contingency basis. Contingency arrangements mean that you don’t pay your lawyer until they’ve won or settled your case.
Contingency agreements have two benefits. First, they show that a law firm’s priority is compassionate representation for its clients. When an outcome is uncertain and insurance companies are trying to withhold money from policyholders unfairly, the last thing you need is an upfront payment for legal services.
Second, contingency is a sign of good faith. When an attorney assesses your situation and agrees to represent you, the understanding that payment for service will be rendered only in the event of success shows that your attorney believes they can win your case. When you work with an insurance lawyer on a contingency basis, they’re willing to stake their own time and earnings on a successful outcome.
Our firm boasts a stellar track record of recovery for our clients, an established presence in the Las Vegas area, and contingency arrangements that meet your financial needs. We also offer free consultations. During this appointment, you can ask any questions you might have about your claim, and we will help you understand the strength of your case against the insurer.
How Our Las Vegas Insurance Lawyers Can Help You
Get the Best Possible Outcome with Our Experienced Las Vegas Insurance Attorneys on Your Side
When you’re not accustomed to handling insurance issues, you’d be surprised at just how much a lack of knowledge and experience can be used against you by an insurer. Unfortunately, it happens all the time. A provider may say that they need a recorded statement to process your claim. During your call, they start the call with a simple, “How are you today?” You answer, “I’m fine.” And before you know it, those words are twisted into an allegation that you’ve exaggerated your injuries. This is just one example of how insurers may try to avoid paying on claims. There are many others.
But you don’t have to put up with the barriers to coverage that may arise. If you have a legitimate insurance claim, you are owed payment. Our attorneys understand the games some insurers play to save themselves money. We will work hard to help you get what you are owed.
We Know How to Overcome Obstacles to Payment
We understand how to successfully overcome the obstacles that insurance companies try to put in your way. Whether we’re diving into the details of your coverage, negotiating with the insurer to get you a fair settlement, or crafting detailed arguments to take before a judge or jury, we’ll provide comprehensive legal support and fight for your rights.
We Know How to Get Winning Outcomes
We know what it takes to attain winning outcomes. We understand the complexities of insurance policies. With decades of experience and a thorough knowledge of coverage analysis, we will work tirelessly to pursue the full value of the compensation that you’re entitled to.
Ready to see what we can do to help you with your insurance claim? Reach out to speak with an insurance attorney in Las Vegas.
Types of Insurance Disputes We Handle
Our Las Vegas insurance lawyers at Leverty & Associates know the insurance field well. Our team is confident and experienced in handling all types of insurance policies and issues.
We’ve helped countless clients to effectively resolve complex insurance disputes related to:
- Auto insurance
- Business interruption insurance
- Business liability insurance
- Cancer and specified disease insurance
- Collision insurance
- Comprehensive general liability insurance
- Construction insurance
- Disability insurance
- Fire insurance
- GAP insurance
- Health and medical insurance
- Homeowners/renters insurance
- Liability insurance
- Life insurance
- Personal injury protection (PIP or no-fault insurance)
- Property insurance
- Underinsured motorist
- Uninsured motorist.
Whatever type of insurance coverage you require legal support with, our Las Vegas insurance lawyers can provide valuable advice and experienced representation to meet your needs.
Common issues clients face with insurers include:
- Denied claims
- Delayed claims
- Mistaken claims of fault for accidents
- Haphazard and incomplete investigations
- Lowball settlement offers
- Coverage disputes
- Insurance agent errors.
No matter what kind of issue you are facing, we can help you fight for the compensation you’re entitled to.
Las Vegas Insurance Lawyers Answer FAQs
If you’re considering getting legal help with an insurance issue, you might have some questions. Here are some of the most common questions clients have.
What is my claim worth?
Claim values can vary widely. The actual compensation you might be entitled to will depend on several factors, including the extent of your losses and the details of your coverage. Our Las Vegas insurance lawyers are known for skilled policy analysis and application. We’ll look at every possible angle and build an argument for the maximum payout that can apply to your situation.
How long will it take to receive compensation?
How long it will take to receive compensation depends on the type of issue and the size of your claim—larger claims can take longer as insurers fight to reduce what they have to pay out. It will also depend on whether your claim can be settled with the insurance company directly or if it needs to go to court. Courtroom proceedings tend to take much longer. If it’s possible to settle out of court, we’ll do everything we can to negotiate an adequate settlement and get you your money as quickly as possible.
What are my chances of winning?
Your chances of winning will depend on the details of your unique situation and the terms of your policy. If an insurer has failed to provide you with the coverage you need, there’s a good chance their decision was financially motivated. Working with an insurance attorney who knows how these companies operate can increase your chances of overturning an unfair denial or increasing a low payout amount. Once we learn about your case in a free consultation, we can advise you about the legal avenues available.
What’s the chance that my case will go to trial?
In most instances, cases go to court only when insurers refuse to offer adequate settlements. If at all possible, we will work to settle with the insurer before escalating a claim to the courtroom. If your case goes to court, there’s a high likelihood that the judge will order both parties to attend mediation to resolve the case and keep it from going to trial. If your case should end up at trial, you are in good hands–our insurance lawyers have a strong record of achieving winning outcomes in the courtroom.
What if my insurer decides to cancel my policy?
When you choose an insurance company and pay for coverage, you expect to be protected when a loss occurs. If your insurer has canceled your policy at a time of loss, you may be facing bad-faith practices intended to avoid a payout. If this happens, our Las Vegas insurance attorneys can advise you of your legal options.
What should I do when a claim is denied?
If you tried to deal with your insurance company directly and your claim was denied, you should contact our attorneys immediately. Insurance providers are required to give a reason for denial. Our attorneys will look at your policy and the reasons for rejection. Then, we’ll help you to craft an appeal that gives the provider the information they need to reconsider the claim. If that also fails, the next step might be legal action.
What do I need to bring to a free consultation?
The more relevant information you can provide to us, the more accurate our assessment will be. Any documentation related to your insurance policy, claim application and claim denial will help your attorney better understand the details of your case so we can deliver clear advice on the steps necessary to potentially achieve compensation.
For detailed answers to your specific questions, schedule a free consultation with our Las Vegas insurance attorneys by calling Leverty & Associates at (702) 507-0201.