Category: Insurance

Do I Need a Lawyer for an Uninsured Motorist Claim?

One of the most traumatizing things that can happen to anyone is to be involved in a car accident. Dealing with the stress and injuries from the accident is bad enough, but knowing another driver caused the accident and this same driver has no insurance to cover the damages is another thing entirely. Imagine you’re […]

Talking With Your Uninsured Motorist Insurer

Being involved in an accident can be stressful, but when the other party involved is an uninsured or underinsured motorist, the situation can be even more challenging and complicated. Since an uninsured driver is a person who has no auto insurance and an underinsured driver has inadequate auto insurance, when any of them cause an […]

What Is an Umbrella Insurance Policy?

An umbrella insurance policy is an extra layer of protection that goes beyond your standard policies’ limits. This coverage is created and designed to safeguard you, a policyholder, from financial hardships that may come up due to unpredictable events. Unlike specific existing policies like auto or homeowners’ insurance, this policy offers broader coverage. An umbrella […]

How to Dispute a Home Insurance Claim Denial

Homeownership is a significant investment, and one of the pillars of protecting that investment is having a reliable home insurance policy. Your home insurance is designed to offer reliable protection in the event of unforeseen damages to your property. If your insurance company acted in bad faith, it can leave you with a sense of […]

How Do Nevada’s Bad Faith Laws Affect First-Party Insurance Claims?

DISCOVER THE IMPACT OF NEVADA’S BAD FAITH INSURANCE LAWS Can You Challenge a Bad-Faith Denial Under Nevada Law? Insurance companies are not always sincere and transparent in their dealings, leading to bad-faith insurance practices. These bad-faith practices carried out by some insurers undermine the primary significance of insurance; they often make policyholders vulnerable when they […]

Common Reasons for Insurance Claim Denials in Nevada

Insurance works as a protective shield for individuals and businesses against unforeseen circumstances. It provides a safety net, offering financial support in times of need. However, it’s not always smooth sailing when it comes to insurance claims. It’s a complex process that involves understanding the terms of the policy, filing the claim, and waiting for […]

What is not covered under commercial general liability insurance?

As an entrepreneur, you know how important it is to protect your business. One of the best ways to do that is by purchasing comprehensive commercial general liability insurance. However, many business owners assume that such a policy will cover any and all liabilities that may arise. Unfortunately, that is not the case. There are […]

How Long Does It Take for an Insurance Company to Process a Claim?

No insurance company is the same as another. It can take one company a week to process a claim while other companies take much longer. It depends on the company and on the individual claim in terms of how long it is going to take for a claim to be filed and completed. So, how […]

What are Typical Types of Property Loss Insurance Policies?

Property insurance exists so people can transfer the financial risk of damage to their property to an entity with much deeper pockets. In exchange for a fee, property insurers promise to pay certain amounts to property owners when their property is damaged by a cause or in a way that the insurance company has agreed […]

What Are the Types of Damages for Insurance Bad Faith?

When your insurance company acts in bad faith, you may be able to recover losses caused by the insurer’s actions. When you take legal action in a bad faith lawsuit, there are different types of losses, also called “damages,” for which you may be awarded compensation. To better understand the possible damages available to you, […]