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What is Insurance Bad Faith? You purchase insurance to protect yourself and your family against unforeseen risks and to give you peace of mind in the event of a loss. You pay your insurance premiums. When you suffer a loss, you count on your insurance company to live up to its end of the bargain […]
A fire is a devastating event. As many of our neighbors recently discovered as a result of the destructive fires in Reno in November 2011 (Caughlin Fire) and January 19, 2012 (Washoe Drive Fire), fire victims often feel lucky they have insurance. Unfortunately, because a fire claim can be very costly, many insurance companies find […]
Homeowners Insurance Claim DenialsHas your homeowner’s insurance company denied your claim? Is your homeowner’s insurance company delaying the payment of your claim or making an unreasonably low settlement offer? We represent Nevada homeowners in first-party insurance disputes. If your home has been damaged by fire, burst pipes, water damage, or another unfortunate circumstance, your homeowner’s […]
Long-Term Disability Insurance Attorneys Leverty & Associates Law Chtd. has experience with long-term and short-term disability insurance claim denials. One buys short-term and long-term disability insurance to financially assist them and their family in the event they cannot work to earn a salary. Long-term disability insurance coverage is generally provided in three (3) different ways: […]
Health and Medical Insurance One buys health and medical insurance to protect themselves and their families from the financial hardships that may result by accidents and illness. Whether before or after Affordable Care Act (ACA), often referred to as Obamacare or federal health reform, there are two (2) avenues of obtaining health insurance, one in […]
When an insurance company denies a claim, that denial decision might not only be incorrect under the terms of the insurance policy, but also might be in bad faith. When determining whether or not an insurance company acted in bad faith, a court will use the “reasonable” standard. The court will evaluate the actions of […]
Insurance Agent Mistake or Error that Leaves You without Coverage or Underinsured Do You Have the Right Coverage? A loss can severely impact your finances and perhaps drive you to bankruptcy. You purchase insurance to protect yourself from unforeseen accidents. Most people are mostly in the dark when it comes to insurance coverage. You relied […]
What is it? Business Interruption insurance is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster. Depending on the language of your policy, this […]
Cancer and Specified Disease Insurance provides benefits, usually directly payable to you, if you get the identified disease the policy specifically covers. A good example of this type of coverage is the coverage offered by AFLAC. There are many different types of these policies and the benefits vary considerably between insurers and even various insurance […]
“How often do you find that you need to go to trial? When you’re negotiating with an insurance company, how often do they settle? How often do you go to trial? And, which is better?” It is hard to say if there is any one way that is better than the other, as every situation […]
