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If you have been injured in a car accident, you may be feeling overwhelmed and confused. Mounting medical bills, possibly coupled with an inability to work, may leave you feeling hopeless. If you have been injured in a motor vehicle accident or lost a loved one in a crash, and you’re considering legal action, you […]
What is Insurance Bad Faith? You purchase insurance to protect yourself and your family against unforeseen risks and to give you peace of mind in the event of a loss. You pay your insurance premiums. When you suffer a loss, you count on your insurance company to live up to its end of the bargain […]
A fire is a devastating event. As many of our neighbors recently discovered as a result of the destructive fires in Reno in November 2011 (Caughlin Fire) and January 19, 2012 (Washoe Drive Fire), fire victims often feel lucky they have insurance. Unfortunately, because a fire claim can be very costly, many insurance companies find […]
Homeowners Insurance Claim DenialsHas your homeowner’s insurance company denied your claim? Is your homeowner’s insurance company delaying the payment of your claim or making an unreasonably low settlement offer? We represent Nevada homeowners in first-party insurance disputes. If your home has been damaged by fire, burst pipes, water damage, or another unfortunate circumstance, your homeowner’s […]
Long-Term Disability Insurance Attorneys Leverty & Associates Law Chtd. has experience with long-term and short-term disability insurance claim denials. One buys short-term and long-term disability insurance to financially assist them and their family in the event they cannot work to earn a salary. Long-term disability insurance coverage is generally provided in three (3) different ways: […]
Uninsured/Underinsured motorist coverage is often referred to as “UIM” when you’re buying liability insurance for your automobile. It protects you in the instances where the driver who has caused the accident doesn’t have enough insurance to cover the bodily injuries, pain and suffering and medical bills incurred by you because of the accident. It’s the […]
Health and Medical Insurance One buys health and medical insurance to protect themselves and their families from the financial hardships that may result by accidents and illness. Whether before or after Affordable Care Act (ACA), often referred to as Obamacare or federal health reform, there are two (2) avenues of obtaining health insurance, one in […]
When an insurance company denies a claim, that denial decision might not only be incorrect under the terms of the insurance policy, but also might be in bad faith. When determining whether or not an insurance company acted in bad faith, a court will use the “reasonable” standard. The court will evaluate the actions of […]
Insurance Agent Mistake or Error that Leaves You without Coverage or Underinsured Do You Have the Right Coverage? A loss can severely impact your finances and perhaps drive you to bankruptcy. You purchase insurance to protect yourself from unforeseen accidents. Most people are mostly in the dark when it comes to insurance coverage. You relied […]
Failure to Defend One of the protections provided under an automobile policy, a homeowner’s insurance policy or commercial general liability policy is liability coverage. Liability coverage protects the insured (i.e. you) against a claim or lawsuit resulting from bodily injury or property damage to others. Included in such protection is the insurance company’s promise to […]
