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First, it’s required by state law to have a minimum amount of auto insurance coverage. If you cause an accident and hurt someone, you have the insurance company to defend you and to pay if it is determined that you were at fault. It’s there for peace of mind in the event you hurt someone. […]
Typically, with the health insurance claimed by the medical provider of the hospital or doctor, they submit the bill, and you’ll go and get treatment. You will probably get a medical bill from them which explains the services and the cost of the services. You also get an explanation of the benefits (EOB)s, which is […]
Q: If my house burns down, what kind of behavior might constitute insurance bad faith from my fire insurance or homeowner’s insurance? Often insurance companies, after a loss like a house fire, will immediately offer a small sum of money, for example, $5,000 so you can go buy yourself some new clothes and get on […]
It depends on how strongly they feel about the case. The insurance companies sometimes settle, but like any other case, it just depends on the dynamics of the relationship between all the parties, often requiring insight from brain injury lawyers.
Q: Is there ever an instance where insurance bad faith is not an intentional act, but just the ineptitude of the people who work there? In Nevada, insurance bad faith does not need to be intentional. You don’t need to prove that your insurance company intended to harm you through bad faith conduct. You only […]
There are several actions that an insurance company may do that could support a claim against them for insurance bad faith cases. An insurance company may fail to disclose policy benefits to the detriment of the person who bought the insurance policy. For instance, the insurance company may withhold important information about the policy benefits […]
Historically, the Tort Claims Act came from England where the king was perceived as someone who could do no wrong, so the king had immunity for certain acts. The United States took over that legal theory that the government could do no wrong. The Tort Claims Act has exceptions to the theory that the government […]
For physical elder abuse, the damages you would sue for depend on the severity, the type of injury, pain and suffering, future medical costs and then potentially depending on the scenario, punitive damages against the caretaker. Q: What are punitive damages as they relate to elder abuse? There is an amount of money that is […]
About 99% of all civil actions settle, and elder neglect or elder abuse cases are not outside of the norm. However, when we take the case, we are ready to go the distance because we know the offender and their insurer will likely offer a settlement lower than is fair to the victim. No matter […]
There might be an insurance company that has agreed to defend or indemnify an individual accused of neglect or elder abuse. The neglect is more likely to have coverage insofar as it is more of a negligent act. Most commercial general liability or liability policies cover negligent acts and have specific exclusions for intentional acts. […]
