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Insurance companies owe policyholders a duty of good faith and fair dealing. When carriers violate that duty through delays, denials, or deceptive practices, their conduct may constitute bad faith. Nevada law holds insurers accountable when they prioritize profits over the rights of policyholders. Under Nevada law, bad faith claims are only available to first-party policyholders—meaning […]
As an entrepreneur, you know how important it is to protect your business. One of the best ways to do that is by purchasing comprehensive commercial general liability insurance. However, many business owners assume that a general liability insurance policy will cover any and all liabilities that may arise. Unfortunately, that is not the case. […]
In Nevada, an insurance company must begin investigating your claim within 20 working days and then has 30 working days to accept or deny it after receiving all necessary information. So, how long does it take for an insurance company to process a claim? While the total time to resolve a claim can vary, these legally […]
Insurance bad faith occurs when an insurance provider does not keep its promise to treat you, a policyholder, fairly. When an accident happens, like a car accident or a house fire, you expect your insurance provider to help you out; after all, that is why you have been paying your insurance premiums. However, you might […]
An umbrella insurance policy is an extra layer of protection that goes beyond your standard policies’ limits. This coverage is created and designed to safeguard you, a policyholder, from financial hardships that may come up due to unpredictable events. Unlike specific existing policies like auto or homeowners’ insurance, this policy offers broader coverage. An umbrella […]
Being involved in a car accident is stressful enough, but things can get more complicated when the driver responsible for the accident does not have enough insurance to cover your damages. Underinsured motorist accidents are very common, and they usually leave victims with medical bills, costs of repairing damaged properties, and other costs that the […]
As a policyholder who pays premiums religiously, you expect to be compensated when you make a valid claim. However, in many cases, this doesn’t happen. Insurance companies are notorious for denying claims, and although sometimes they deny claims for valid reasons, often they do not. When an insurance company denies your claim for reasons that […]
Understanding the specifics of your homeowners insurance is not just a good idea; it’s a crucial step in protecting your investment and achieving peace of mind. The details of policies can vary significantly, and this knowledge can help you avoid unexpected expenses in the event of damage or loss. Armed with this information, you can […]
Imagine you’re driving, and someone hits your car. After the incident, you find out the person has no auto insurance. You might have to handle the damage inflicted on you and your vehicle. However, when you have an uninsured motorist insurance policy, it can come to your rescue. Uninsured motorist insurance helps cover the damages […]
One of the most traumatizing things that can happen to anyone is to be involved in a car accident. Dealing with the stress and injuries from the accident is bad enough, but knowing another driver caused the accident and this same driver has no insurance to cover the damages is another thing entirely. Imagine you’re […]
