- June 19 2024
- | Car Accidents
On the busy streets of Nevada, car accidents are not uncommon. They can occur at any time and can cause sudden financial burdens. For instance, you could drive along the streets of Nevada and get involved in an accident that injures one or more victims or causes property damage to the other person’s car. If this happens, you might have to compensate the individuals you injured or left with property damage, but if you’re adequately insured, you don’t have much to worry about. Having the right car accident insurance policy means you won’t need to stress about covering repair costs for property damage or medical bills if you accidentally injure someone; your insurance policy will handle everything as required.
Auto accident insurance is one of the essential personal insurance policies that everyone should possess, and comprehending the policy and its requirements is crucial. The regulations for car accident insurance vary from state to state. In Nevada, car insurance is not just a precautionary measure; it’s a legal requirement. Grasping the basic auto accident insurance requirements in Nevada can be a complex task. You must be aware of the minimum coverage you need, extra options, and the legal implications of driving without insurance. This knowledge is vital for all Nevada drivers, enabling them to abide by the law and ensure their safety on the road.
You need a legal practitioner to understand the rules and requirements for auto accident insurance in Nevada. At Leverty & Associates Law, we have skilled, experienced attorneys who are well-versed in car insurance laws, and we can help you. If you or your loved one owns a car or leases one, you will need an attorney to help you get the right car insurance policy; all you need to do is contact us.
Why hire an auto insurance lawyer from Leverty & Law Associates?
At Leverty & Associates Law, we have a legal team committed to helping individuals who need car insurance. Our experienced and highly skilled attorneys understand how to navigate complex insurance laws, ensuring you acquire the best insurance policy for yourself and your car. Our lawyers will ensure your coverage meets the requirements of Nevada state laws.
We have a strong track record of successful cases and personalized client care.
We understand that auto/car insurance requirements in Nevada can be complex. You have to understand the policy that will work best for you without flouting the law and getting into trouble, and we can help you with that. We will explain everything that you need to know to make the right decision. Contact us today in Reno at (775) 322-6636. We offer free initial consultation.
What are the minimum auto insurance requirements in Nevada?
In Nevada, auto insurance is required by law. As a car owner, you can register your vehicle only if you show proof of adequate insurance. As of July 2018, Nevada requires car insurance policies to have at least $25,000 for injuries or death to one person in an accident; $50,000 for injuries or death to two or more people in an accident; and $20,000 for damage to someone else’s property in an accident.
Do you need more auto insurance coverage?
You can buy more than the minimum amount of insurance required. For many reasons, purchasing additional insurance is a wise decision and may be the best option for you as a car owner. If you cause an auto accident and injure just one person, compensation for the injuries inflicted on that individual can quickly exhaust the $25,000 coverage limit for the injuries to one person, leaving the injured individual or individuals with unpaid medical expenses. While you may believe that the medical bills for the person or people you injured are not your concern, Nevada law permits injured parties to sue at-fault drivers for compensation.
Let’s say you cause a severe injury to another driver, and the driver requires $100,000 in medical treatment, but your insurance only covers the minimum of $25,000. In this scenario, the injured party has the right to sue you for the remaining $75,000. This is not just a hypothetical situation. It’s a real risk that you could face if you’re underinsured.
If the other party wins their lawsuit, they can go after your assets. They could even force you to sell your home. Most of the money from the sale of the assets goes toward paying the $100,000 judgment against you. On the other hand, if you had $100,000 in bodily injury liability insurance, your policy would cover the other driver’s total loss.
Don’t risk driving without the proper protection; contact us and let us help you get the best auto accident insurance for your car.
Who does auto insurance coverage protect?
Auto insurance coverage can cover several people. Your auto insurance policy covers you and the family members listed on the policy, whether you’re driving your car or someone else’s (rented car). However, when you’re driving someone else’s car, it must be with their permission. It also covers someone not listed on your policy if they’re driving your car with your consent.
It’s important to note that auto insurance only applies to personal driving. It won’t cover you if you use your car for business purposes like making deliveries. Similarly, it won’t cover you if you drive for ride-sharing services like Uber. However, some car insurers offer extra insurance that extends coverage for vehicle owners who provide ride-sharing services, so it’s worth exploring these options if you’re in such a situation.
Get the help you need from Leverty & Associates Law
At Leverty & Associates Law, our attorneys are not just legal professionals, they are dedicated advocates for our clients. We commit our knowledge and skills to clients who need legal support and advocacy, particularly in the area of auto insurance. We have a proven track record of helping clients acquire the proper auto insurance policy. We guide them through all the requirements and ensure they fully understand their coverage.
We work on a contingency fee basis, so you don’t have to worry about upfront fees. If you need a team of trusted legal advisors, contact us in Reno at (775) 322-6636. We offer a free initial consultation.
With his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ 
