Dealing With Insurance Companies After a Traumatic Brain Injury

• February 2 2025
• |   Personal Injury

A traumatic brain injury (TBI) is a severe condition that can permanently change an individual’s life. It can occur due to a car accident, slip-and-fall, or workplace incident. The injury can cause you to lose your memory, ability to work, and the ability to carry out essential daily activities. The aftermath of a traumatic brain injury does not just come with physical and emotional burdens; it also brings significant financial challenges.

As someone who sustained a brain injury, you have to deal with medical treatment costs, rehabilitation, and long-term care, which can be overwhelming, especially if the injury prevents you from returning to work. However, if someone else’s negligence caused your injury, you have the legal right to seek compensation through a personal injury claim.

Holding the responsible party accountable can help you secure the financial support you need for your recovery and future well-being. However, you may find yourself in a battle with an insurance provider that is supposed to help but instead tries to pay you as little as possible or denies the claim. Insurance companies are notorious for looking for ways to minimize or deny claims, especially when the injuries or damages are severe and require long-term care.

When they cannot deny your compensation claim, they may offer you a quick settlement that may seem tempting but does not fully cover your medical bills, lost income, or the lasting effects of your injury. They may also try to twist your words, downplay your condition, or delay your claim, hoping you will accept less than you deserve. This may seem overwhelming, but with our legal team of seasoned lawyers by your side, you don’t have to face these challenges alone.

If you or a loved one has been involved in a brain injury accident and want maximum compensation, you have to deal with insurance companies, and we can help you with that. Contact us at (775) 322-6636 and let us start the legal process immediately.

Why Hire a Traumatic Brain Injury Lawyer From Leverty & Associates Law?

At Leverty & Associates Law, we know insurance companies’ tactics and are prepared to fight for your rights. Our experienced lawyers will handle the negotiations, gather the necessary evidence, and ensure you receive the full compensation you deserve. With more than 50 years of combined experience, we have successfully supported and represented brain injury victims, and we can help you, too.

Our team of reliable lawyers is committed to securing the financial support you need to move forward. We will do all we can to ensure a favorable outcome and protect your rights throughout the claims process. Contact us at (775) 322-6636 to learn more about how we can help you.

Our firm has won over $150 million in settlements and awards for valued clients.

Dealing With Insurance Companies After a Traumatic Brain Injury

The following are what you need to know when dealing with insurance companies after a traumatic brain injury so you don’t fall into their traps:

Be Cautious When Speaking to Insurance Adjusters

After an accident, the insurance company of the party responsible for your injury will contact you. They may ask for a recorded statement or offer you a quick payout. While this might seem helpful, you need to be cautious because:

• Anything you say could be twisted and used against you to reduce or deny your claim.
• You are not required by law to give them a recorded statement. You can politely refuse.
• Early settlement offers are often far less than what you need for the damages you incurred.
• Before talking to the insurance company, make sure you speak with our lawyer, who understands traumatic brain injury cases. They will protect your rights and make sure you don’t say anything that could hurt your case.

Understand the Full Impact of Your Injury

Traumatic brain injuries can have long-term consequences, including memory loss and cognitive impairments. Symptoms may not appear immediately, and ongoing medical care might be necessary for years. Insurance companies may try to downplay the severity of your TBI, so it is crucial to do the following:

• Get a prescription medical evaluation from specialists.
• Keep detailed records of all medical treatments, prescriptions, and therapy sessions.
• Follow your doctor’s recommendations to demonstrate the seriousness of your injury.

We have successfully handled numerous personal injury cases in Nevada and can handle yours, too.

Do Not Accept the First Settlement Offer

Insurance companies often offer low initial settlements, hoping you will accept them before realizing the full extent of your damages. The problem is that once you agree to a settlement, you cannot go back and ask for more, even if your medical bills increase later. Before accepting anything, work with our lawyer to:

• Calculate all your costs, including future medical bills
• Determine lost wages if your injury prevents you from working
• Consider pain and suffering, which includes emotional distress and changes in your quality of life.

Be Prepared for Delays and Denials

Insurance companies may use tactics to delay or deny your claim. The insurers may try to:

• Claim your injury existed before the accident, so they do not have to pay
• Ask for unnecessary paperwork to slow things down and make you give up
• Argue that your medical treatment is too expensive and suggest cheaper alternatives.

These tactics can be frustrating, but with our skilled lawyer on your side, insurers can be prevented from taking advantage of you.

Work With an Experienced TBI Lawyer From Leverty & Law Associates

Insurance companies have teams of lawyers and adjusters working to minimize payouts. You need a strong legal advocate to fight for your rights. At Leverty & Associates Law, we are adept in handling TBI claims. We will:

• Gather medical evidence to prove the severity of your injury
• Negotiate aggressively to secure a fair settlement
• Take your case to court if the insurance company refuses to offer fair compensation.

Get the Help You Need From Leverty & Associates Law

At Leverty & Associates Law, we have a track record of winning cases, and our clients’ positive reviews are a testament to our dedication and commitment to their cases. Contact us if you want reliable personal injury lawyers who will work tirelessly to get you the best outcome. Call (775) 322-6636 to schedule a free initial consultation.