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Being involved in an accident can be stressful, but when the other party involved is an uninsured or underinsured motorist, the situation can be even more challenging and complicated. Since an uninsured driver is a person who has no auto insurance and an underinsured driver has inadequate auto insurance, when any of them cause an […]
Homeownership is a significant investment, and one of the pillars of protecting that investment is having a reliable home insurance policy. Your home insurance is designed to offer reliable protection in the event of unforeseen damages to your property. If your insurance company acted in bad faith, it can leave you with a sense of […]
DISCOVER THE IMPACT OF NEVADA’S BAD FAITH INSURANCE LAWS Can You Challenge a Bad-Faith Denial Under Nevada Law? Insurance companies are not always sincere and transparent in their dealings, leading to bad-faith insurance practices. These bad-faith practices carried out by some insurers undermine the primary significance of insurance; they often make policyholders vulnerable when they […]
Insurance works as a protective shield for individuals and businesses against unforeseen circumstances. It provides a safety net, offering financial support in times of need. However, it’s not always smooth sailing when it comes to insurance claims. It’s a complex process that involves understanding the terms of the policy, filing the claim, and waiting for […]
Property insurance exists so people can transfer the financial risk of damage to their property to an entity with much deeper pockets. In exchange for a fee, property insurers promise to pay certain amounts to property owners when their property is damaged by a cause or in a way that the insurance company has agreed […]
When your insurance company acts in bad faith, you may be able to recover losses caused by the insurer’s actions. When you take legal action in a bad faith lawsuit, there are different types of losses, also called “damages,” for which you may be awarded compensation. To better understand the possible damages available to you, […]
Long-Term Disability Insurance Attorneys Leverty & Associates Law Chtd. has experience with long-term and short-term disability insurance claim denials. One buys short-term and long-term disability insurance to financially assist them and their family in the event they cannot work to earn a salary. Long-term disability insurance coverage is generally provided in three (3) different ways: […]
Cancer and Specified Disease Insurance provides benefits, usually directly payable to you, if you get the identified disease the policy specifically covers. A good example of this type of coverage is the coverage offered by AFLAC. There are many different types of these policies and the benefits vary considerably between insurers and even various insurance […]
Prohibited acts by insurance companies can include asserting an exclusion that doesn’t apply, or blatantly denying a claim, even though there is overwhelming evidence showing that they should have accepted the claim. Another prohibited act is to delaying payment unreasonably. In Nevada, if you have a loss and need to make a claim under your […]
Q: What is the appeal process if my claim is wrongfully denied? When an insurance company denies your claim wrongfully, the appeal process depends on the language of the policy. Common in homeowners insurance policies is a suit limitation provision. In Nevada, a typical statute of limitation for breach of contract (in this case, failure […]
