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As an entrepreneur, you know how important it is to protect your business. One of the best ways to do that is by purchasing comprehensive commercial general liability insurance. However, many business owners assume that such a policy will cover any and all liabilities that may arise. Unfortunately, that is not the case. There are […]
No insurance company is the same as another. It can take one company a week to process a claim while other companies take much longer. It depends on the company and on the individual claim in terms of how long it is going to take for a claim to be filed and completed. So, how […]
Property insurance exists so people can transfer the financial risk of damage to their property to an entity with much deeper pockets. In exchange for a fee, property insurers promise to pay certain amounts to property owners when their property is damaged by a cause or in a way that the insurance company has agreed […]
When your insurance company acts in bad faith, you may be able to recover losses caused by the insurer’s actions. When you take legal action in a bad faith lawsuit, there are different types of losses, also called “damages,” for which you may be awarded compensation. To better understand the possible damages available to you, […]
What is Insurance Bad Faith? You purchase insurance to protect yourself and your family against unforeseen risks and to give you peace of mind in the event of a loss. You pay your insurance premiums. When you suffer a loss, you count on your insurance company to live up to its end of the bargain […]
Long-Term Disability Insurance Attorneys Leverty & Associates Law Chtd. has experience with long-term and short-term disability insurance claim denials. One buys short-term and long-term disability insurance to financially assist them and their family in the event they cannot work to earn a salary. Long-term disability insurance coverage is generally provided in three (3) different ways: […]
Cancer and Specified Disease Insurance provides benefits, usually directly payable to you, if you get the identified disease the policy specifically covers. A good example of this type of coverage is the coverage offered by AFLAC. There are many different types of these policies and the benefits vary considerably between insurers and even various insurance […]
Prohibited acts by insurance companies can include asserting an exclusion that doesn’t apply, or blatantly denying a claim, even though there is overwhelming evidence showing that they should have accepted the claim. Another prohibited act is to delaying payment unreasonably. In Nevada, if you have a loss and need to make a claim under your […]
Q: What is the appeal process if my claim is wrongfully denied? When an insurance company denies your claim wrongfully, the appeal process depends on the language of the policy. Common in homeowners insurance policies is a suit limitation provision. In Nevada, a typical statute of limitation for breach of contract (in this case, failure […]
What kinds of information might an insurance company request in the course of an investigation into a claim? The insurance company has no incentive economically to stop requesting additional information. The more hoops they make you jump through, the longer the insurance company delays having to pay your legitimate claim. As an example of what […]
