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Prohibited acts by insurance companies can include asserting an exclusion that doesn’t apply, or blatantly denying a claim, even though there is overwhelming evidence showing that they should have accepted the claim.
When an insurance company denies your claim wrongfully, the appeal process depends on the language of the policy.
Insurance companies will sometimes try to deny a claim arguing that the damage was an “Act of God.”
An “exclusion” is a type of loss that a homeowner may suffer that is specifically not covered by the insurance policy.
The insurance company has no incentive economically to stop requesting additional information.
In Nevada, there are insurance regulations on how to process claims
Unfortunately, a homeowner’s insurance policy is for the most part a take-it-or-leave-it situation.
Most companies sell different types of insurance.
Homeowner’s insurance covers most catastrophic losses at someone’s home.
As experienced disability insurance lawyers, we take most of cases on a contingency fee basis.