ERISA is the Employee Retirement Income Security Act. Back in the 1970s, pension plans were falling apart. The government became involved to fix up the pension plans, but in the… CONTINUE

Whenever there appears to be a bad faith denial of an insurance claim, we will do discovery, and then hone in on that issue. Part of the purpose of the… CONTINUE

When you sue because your long-term disability insurance company wrongfully denied your benefits, there are several types of damages your long-term disability insurance lawyer may pursue. First, you can get… CONTINUE

With most policies, an individual has an opportunity to appeal. This is especially true with long-term disability insurance benefit plans provided by employers, which are covered by ERISA. At that… CONTINUE

Often, the insurance company will accept an insured’s claim when it is in the “own occupation” period, but then, when the policy switches to “any occupation” the insurance company will… CONTINUE

Q: What are the different types of individual disability insurance policies? Generally, there are two types of policies: long-term coverage and short-term coverage. Usually, short-term pays for benefits up to… CONTINUE