Unintentional Insurance Bad Faith

Q: Is there ever an instance where insurance bad faith is not an intentional act, but just the ineptitude of the people who work there?

In Nevada, insurance bad faith does not need to be intentional. You don’t need to prove that your insurance company intended to harm you through bad faith conduct. You only need to prove that that your insurance company deliberately failed to engage in reasonable conduct.

While they don’t need to have an intent to harm, their conduct needs to be such that it results in harm.

For example, an insurance company may have a corporate practice of only asking for certain information during the policy application process, but when it comes to a claim, they ignore the information that they have received from their insured initially.

Attorney Patrick Leverty

Attorney Patrick LevertyWith his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]

Table of Contents

Archives