Learn Your Options from a Knowledgeable Storm Damage Lawyer
Leverty & Associates has been a leader in resolving insurance claim problems for consumers for over four decades. If the evidence shows that your claim was unreasonably denied, we will advocate with insurers to get it paid and fight hard on your behalf should legal action be necessary. Call us today to arrange a free consultation with a storm damage lawyer at (702) 507-0201.
Why Work With Our Storm Damage Insurance Lawyers?
We Have Been a Leader in Insurance Recoveries Since 1979
As shown by our recovery success rate of more than $150 million in settlements and awards, our law firm’s focus is getting positive outcomes for clients. Our skilled attorneys, who have more than 100 years of combined experience, are authorities in insurance law who know how to stand up to big insurers and win on behalf of policyholders.
Firm founder, Gene Leverty, a former Chief Deputy Insurance Commissioner for the State of Nevada, has an outstanding reputation in Nevada and nationwide. Attorney Patrick Leverty holds a Master of Law in Insurance and has represented clients in bad-faith insurance matters and personal injury cases for over two decades. Both attorneys are members of the Million Dollar Advocates Forum for obtaining jury verdicts of over one million dollars. Gene and Patrick hold AV Preeminent peer review ratings from Martindale-Hubbell for professional excellence.
Our attorneys are highly lauded legal professionals dedicated to resolving their clients’ insurance concerns and relieving the stress of dealing with difficult insurers.
Here is what one client, whose house was damaged in a storm, had to say about our services:
“I had an expensive roof that was damaged due to high winds and excessive snowfall, the insurance company was trying to settle for a fraction of the expense to replace the roof. I tried repeatedly to remedy the situation with the insurance adjuster, but he would not budge from his position. I was at risk of having an out-of-pocket expense of well over $100,000.00. … Patrick got the insurance company to pay for the full cost of replacing the roof and got them to grant more time to complete the repairs.”
You can read additional testimonials from thankful clients here.
If you want to learn more about working with us, reach out to speak with one of our storm damage insurance lawyers in a free, no-obligation consultation by calling (702) 507-0201.
What We Will Do to Help You
We’ll Relieve the Stress of Dealing with Difficult Insurers
When an insurance company drags its feet in processing your claim, provides a low-ball quote for fixing your storm damage, or outright denies you compensation, your frustration and stress can be tremendous. You may feel hopeless about your situation and worry that you will not be paid the enormous amount of money you need to repair your home, leaving you in possible financial peril.
We understand your worries and will work to alleviate them. A storm damage insurance claims lawyer from our firm will communicate with the insurer to determine why your claim is unpaid. We will attempt to resolve the problem to your satisfaction directly with the insurance company. Often when insurers are contacted directly by our lawyers, they are much more willing to provide fair payments to property insurance policyholders.
If we cannot get the result you need through negotiations, we will counsel you about a lawsuit based on insurance bad faith. You could potentially obtain damages for the full amount of your original claim as well as compensation for the emotional distress you have suffered due to the insurer’s actions or inactions.
Storm Damage May Not Be Covered Under Homeowners and Auto Policies
Not all storm damage and natural disasters are covered under homeowners policies. Flooding can be a significant problem in Nevada, yet coverage is excluded under homeowners and renters insurance. To be covered for flood damage for your home and personal property, you need to have purchased special insurance from the National Flood Insurance Program through your insurance provider.
Earthquake damage is also not included in standard homeowners and renters policies. Still, separate earthquake insurance may be purchased from most insurance companies, and you may have done so when you set up your coverage. If your car suffered storm damage from falling trees, wind or hail, your auto insurance policy may cover it, depending on the terms of your policy.
Insurance policy language is often very complex and confusing. When you have been denied based on an exclusion, we will carefully review the language of your policy to determine if you have the necessary insurance. If so, we will investigate why you are being denied. Is it a simple mistake by your insurer? Or is it a case of insurance bad faith, in which coverage is intentionally denied to save the insurer money?
Our Las Vegas storm damage insurance lawyers will get to the bottom of the claim denial or underpayment and advise you of possible next steps if you are being treated unfairly.
Storm Damage Insurance Claims Lawyer Answers FAQs
Most people have many questions about the legal process when storm damage claims have been denied. Here are some of the common ones that we receive.
What is insurance bad faith in a storm damage claim?
Insurance bad faith in a storm damage claim is when an insurer delays, denies or underpays without a legitimate reason. They may intentionally misinterpret policy coverage or language, not undertake a proper investigation into your claim or not respond to communications from you about your claim. NRS 686A.310 addresses unfair practices by insurers that may lead to legal actions for damages.
How much does it cost to hire a storm damage insurance claims lawyer?
There is no single answer to this question. How much it costs to hire a storm damage insurance claims lawyer depends on all your case factors. Our attorneys work on a contingency basis, so you do not pay us upfront. You pay us a pre-agreed-upon percentage of the settlement or award we get for you. We also provide free, no-obligation consultations so you can find out about the strength of your case.
How much compensation can I get in a bad-faith lawsuit?
That depends on your situation. Your initial claim is the starting point. You could potentially get the value of that initial insurance claim and additional compensation for the possible emotional distress and financial losses the insurer caused by their actions. You could also potentially get paid for your attorney fees. In especially egregious cases, you might get punitive damages.
How long will it take before I am paid for my storm damage claim?
Every case is different. How long it will take to be paid for your storm damage claim will depend on how complex your case is and the value of your claim. High-dollar claims can take longer to settle than those for lower amounts; and if we are unsuccessful in our direct attempts to get you the result you need and must go to court, that will take longer still. When you work with our storm damage insurance lawyers, we will try to resolve your case as quickly as possible based on the circumstances.
Get answers tailored to your unique case by contacting our law firm directly. Call us in Las Vegas at (702) 507-0201 to arrange a free consultation.