Turn to an Experienced Construction Insurance Lawyer
By their very nature, construction insurance claims often involve large amounts of money. At Leverty & Associates Law Ltd., our experienced insurance lawyers are unafraid to take on big construction insurers that provide coverage for large and small commercial and residential building projects. We will stand up for your legal rights in cases of unreasonable claim denials, claim delays and low-ball settlement offers. Call today to schedule a free consultation with a Las Vegas construction insurance lawyer at (702) 507-0201.
Why Choose Our Construction Insurance Lawyers?
We Have an In-Depth Understanding of How Insurers Operate
When your construction business and livelihood are at risk due to a denied, underpaid or delayed insurance claim, you need assistance from lawyers who truly understand the insurance industry, especially in the area of complex construction insurance coverage. Our family-owned law firm focuses on all things insurance and has done so since it was established in Nevada over 40 years ago. Since then, we have won over $150 million in client compensation.
Our lawyers have more than 100 years of combined experience practicing law and successfully taking on insurance companies. Firm founder Gene Leverty was a Chief Deputy Insurance Commissioner for the State of Nevada, allowing him to develop unusual expertise into the most complex insurance coverage issues. Attorney Patrick Leverty holds a Master of Laws in Insurance, further providing extensive knowledge to the firm in insurance law matters.
You can read what satisfied clients have to say about our legal services on our testimonials page. To speak with a construction insurance lawyer in a free and confidential consultation, call us at (702) 507-0201. We pride ourselves on providing honest, responsive, hardworking representation to businesses and individuals in Nevada’s construction industry.
Steps We Will Take to Help You
When we handle your case, we will get to the bottom of why your claim was denied or underpaid. We will carefully analyze your policy to understand your coverage and whether there was a valid reason for the denial. If there was not, we would work to determine whether negligence or bad faith is the reason for your insurer’s reluctance to pay what they owe.
Construction insurance cases can be especially complicated because large payouts are often being claimed. The sooner you get legal assistance from a knowledgeable construction insurance attorney, the more beneficial it is for your case. Our attorney will:
- Prepare required paperwork
- Communicate with the insurance company
- Work to negotiate a fair settlement
- Advise you about having your claim decided at trial if necessary
- Represent you in the court of law and seek to get you maximum damages.
Taking on insurance companies can be difficult, and navigating the claims process can be confusing and stressful. Insurance adjusters review claims for a living and are highly skilled at interpreting policies in favor of their employers. Insurers have dedicated attorneys who work to protect their interests, which can mean paying out as little money as possible. Our knowledgeable construction insurance lawyers will put you on equal footing so you are not taken advantage of by an unscrupulous insurer. We know insurance law, and we will protect your rights and interests.
Types of Construction Insurance Claims We Handle
Our law firm assists clients with the full range of insurance claim disputes related to construction projects. Our clients include property owners, developers, construction companies, general contractors, subcontractors, tradespeople, architects, engineers, and others involved in commercial and residential construction. We handle cases related to the following types of insurance policies:
- General liability. Protects against injury and property damage claims.
- Professional liability (also called errors and omissions coverage). Covers liability for design and engineering mistakes.
- Builder’s risk. Safeguards against damage to buildings that are under construction.
- Commercial truck/car. Insures dump trucks, cement trucks, passenger trucks and other construction and business vehicles.
- Business interruption. Covers financial losses for temporary business closures caused by property damage.
- Delay-in-startup. Protects developers against financial risk from not completing projects on time due to an insured damage event.
- Contractor’s pollution liability. Protects against risk of pollution damage at job sites.
- Marine insurance & inland marine insurance. Covers construction equipment and materials transported over waterways and land, respectively.
If you are fighting with a construction insurer whom you believe to have unfairly denied you coverage or delayed resolution of your claim, reach out to our law firm today by calling (702) 507-0201.
Las Vegas Construction Insurance Attorney Answers FAQs
A denied construction insurance claim can cause serious financial repercussions for your business and even put a stop to your project. Get answers to some of the frequently asked questions our attorneys receive about denied claims, insurance bad faith and the recourse that you may have.
Why do insurers deny construction insurance claims?
In some cases, insurance companies acting in bad faith deny claims in order to save money. The fewer claims they have to pay out, the better for their bottom line. Sometimes claims are denied because of human error by insurance company representatives. In other instances, claimants may make mistakes in their filings that can result in denials and delays. These can often be resolved by providing correct or additional information in an appeal. Misunderstandings about what coverage a policy provides can also result in valid claim denials, as can missed or late payment of premiums.
What is construction insurance bad faith?
Insurance bad faith is when construction insurance companies use intentional tactics to avoid paying valid claims. They may delay settling even when their liability is clear, not adequately investigate claims, misrepresent coverage to claimants, not respond to filed claims for coverage, underpay or deny claims, or engage in other dishonest practices.
What recourse do I have if my claim was denied in bad faith?
When insurers use unfair practices to avoid settling valid claims, under Nevada law they are liable for damages that claimants suffer. If you believe your insurer is intentionally trying to avoid payment, you can pursue justice through a lawsuit. We can advise you about the legal process of filing and represent you throughout your case.
What damages are available in a bad faith lawsuit?
Damages available in a bad faith lawsuit can include payment of your original claim. You may also be able to get damages for your time and the emotional distress that the denial, underpayment, or delay of coverage has cost you. If it can be shown that the insurer acted with oppression, fraud, or malice, you may be able to claim punitive damages as well.
What should I do if my insurer cancels my policy when I file a claim?
An insurer cannot arbitrarily cancel a policy you have paid for when you file a claim for coverage. If your insurance company has done so, this may be evidence of a bad faith attempt to avoid paying your claim. A construction insurance attorney can investigate the situation and advise you of your legal options.
For answers to your specific questions, contact our law firm directly so we can learn your case’s facts.
Get Responsive Assistance from an Attorney for Construction Insurance Claims
We Will Not Let Your Insurance Company Take Unfair Advantage of You
A myriad of things can go wrong on a busy construction site. Your construction insurance is meant to protect you and reduce your risk of financial disaster in case of injuries, property damage, delays, design and engineering errors or other mishaps. When your company has faithfully paid the premiums for your general liability, builder’s risk, commercial vehicle, or other type of construction insurance, having to fight with an insurer to get the coverage you are owed is extremely troubling.
At Leverty & Associates, an experienced construction insurance attorney from our firm will go to battle for you. We will examine your policy, your claim, and the response you have received from your insurance company and will work to resolve your dispute to your benefit. We do not let insurance companies get away with bad faith tactics that financially harm policyholders.
Call us at (702) 507-0201 to schedule a time to speak with us in a free, no-obligation consultation.