Uninsured Motorist Coverage Lawyer in Las Vegas
Uninsured/Underinsured Claims Explained
Being involved in an accident and its aftermath can be a daunting process, especially when the other party is uninsured. In this situation, an uninsured motorist coverage claim can solve your problems. However, filing these claims can be difficult, especially if the insurance company is looking for reasons not to pay. The best thing to do in this case is to hire a personal injury lawyer, especially an uninsured motorist coverage lawyer with a deep understanding of insurance law, who can help you recover the damages you and your family need.
An uninsured motorist coverage lawyer is an attorney who focuses on cases involving uninsured or underinsured motorist insurance claims. They help clients navigate legal processes and pursue compensation when they’re involved in accidents with drivers who do not have insurance or lack sufficient insurance coverage.
Law-abiding citizens have at least the minimum coverage required to own a vehicle in Las Vegas. However, in many situations, even the minimum required insurance coverage is insufficient to compensate you for damages. This can happen regardless of who is at fault for an accident. In these events, uninsured or underinsured motorist (UM/UIM) coverage can help, and having an experienced attorney by your side when making your claim will increase your chances for success. If you or your loved one are in this situation and want to make an uninsured motorist coverage claim, you can hire our uninsured motorist attorneys to help you.
Why Hire Our Uninsured Motorist Coverage Lawyer in Las Vegas?
At Leverty & Associates Law, our experienced and knowledgeable lawyers in Las Vegas are always ready to fight for you when you want to make an uninsured motorist coverage claim. We have a combined experience of more than 50 years advocating for clients who need legal assistance, and our attorneys are skilled and highly competent in matters like this. We will give you the legal support you need.
We have been successful in numerous multimillion-dollar verdicts for our clients.
Your legal needs will always be at the forefront of everything we do concerning your case. Contact us in Las Vegas at (775) 322-6636. We offer free consultations.
What is an Uninsured Motorist Claim?
If you have uninsured motorist or underinsured motorist insurance (UM/UIM) or an uninsured or underinsured driver causes an accident you’re involved in, there are options. If the liable driver’s insurance is non-existent or insufficient to cover the damages of the wreck, you still have options. You or your car insurance lawyer can file a claim to receive coverage from your insurance.
Why Do You Need an Uninsured Motorist Coverage Lawyer in Las Vegas?
Like the rest of Nevada, Las Vegas requires drivers to carry liability insurance. This insurance should cover up to $25,000 per person and $50,000 per accident for injuries. It should also cover up to $20,000 for property damage.
People often refer to this as the “25/50/20” insurance rule, which has been in place since 2018. However, some people ignore this law and continue driving without insurance. Unfortunately, if one of these drivers causes an accident that results in damage or injury, they may be unable to cover the related expenses. This can leave you with outstanding bills for property damage or medical treatment. Likewise, a driver with only the minimum legal coverage can sometimes cause more damage than their insurance can cover. If they cause an accident that results in severe injuries to one or more parties, they may max out their insurance within days.
Being hit by an uninsured driver, underinsured driver, or hit-and-run driver can be stressful. It can leave you wondering how to pay for necessary yet expensive medical treatment, rehabilitation, and other bills. If you or your passengers need life-saving medical treatment, you never want to be left wondering where to find the funds for these critical necessities.
Having UM/UIM insurance is the first step. Receiving the proper payout from the insurance company is the second. This is where uninsured motorist coverage lawyers come in; they will help you get the proper compensation from your insurance company because these companies are not always ready to pay claims. They will most likely have a reason not to pay or to underpay, but with the help of an uninsured motorist coverage lawyer, these corporations will be compelled to play fair.
If your insurance company refuses to pay the total amount you deserve, our experienced attorney can help.
Our car accident and insurance lawyers will work tirelessly to help you gain the compensation you deserve.
Uninsured Motorist Coverage Lawyer in Las Vegas FAQs
Here are some questions commonly asked by clients:
Does My Car Insurance Cover Uninsured Drivers in Las Vegas?
According to Nevada law, insurers in Las Vegas must offer UM/UIM coverage, but the law does not force drivers to accept it. Many people accept uninsured motorist coverage, but many do not. If you are unsure whether you have it, call your insurance agent and ask.
Do I Need a Lawver to File A UM/UIM Claim?
There is no requirement for an insurance lawyer to file your uninsured or underinsured motorist claim. However, filing claims can be challenging. Additionally, your insurance company may try to get out of paying you. Having a knowledgeable attorney on your side can help the process move more quickly and reduce stress.
How Does Uninsured Motorist Insurance Work In Las Vegas?
If an uninsured at-fault driver causes personal or property damage, you will not be able to look to their insurance company to cover your losses. Having your own UM/UIM insurance can help pay for your losses, such as your car repair and your passengers’ medical bills.
How Our Las Vegas Bad Faith Insurance Attorneys Can Help You
At Leverty & Associates, no insurance company is too big for us to tackle. If a big insurance company has wronged you, you deserve proper representation to balance the playing field. Our legal team is uniquely equipped to maximize your case’s strengths throughout the legal process. Whether your case goes to trial or is settled in negotiations, we have attorneys who are particularly skilled in these areas. If your case requires detailed research of complex insurance law processes, we have lawyers for that, too. If you need a real fighter in the courtroom to advocate for justice, we have just the attorney. If there are other areas where you need an explanation, do not hesitate to contact us.
Attorney Patrick Leverty
With his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]
