Las Vegas Underpaid Insurance Claim Lawyers

Insurance Lawyer

40 Years Helping Las Vegans

We Fight for Fair Settlements in Underpaid Insurance Claims in Las Vegas

Powerful Legal Advocates for Your Rights in Underpaid Insurance Claims

Profits over policyholders is the motivation of some insurance companies. Insurers may intentionally underpay claims in order to keep more money for the company. When you have faithfully paid your premium every month, you expect to be covered to your policy limits when you experience a loss. Unfortunately, for many people that is not the case. If your claim was underpaid or you were given a low settlement offer, you may have recourse if the insurer did not have a valid reason for the underpayment. Our Las Vegas underpaid insurance claim lawyers are regularly called on by policyholders who have been victimized by bad-faith insurance tactics intended to save insurance companies money at the expense of their customers. We can investigate your claim and if it was unfairly underpaid work to get you the compensation you need and deserve.

Turn to an Experienced Insurance Lawyer

For over 40 years, Leverty & Associates has successfully advocated for Nevada residents who have been short-changed by their insurance companies.  We may be able to help you too.

Contact Leverty & Associates to speak with an underpayment of claims lawyers at (702) 507-0201. We provide free consultations so you can learn about your options in a low-pressure environment.


Why Work With Us?

We Get Results—Over $150 Million Recovered for Clients


Insurance law is very complex. When you are considering legal help to resolve a dispute with an insurer it is to your advantage to work with lawyers who are highly experienced in this area of the law and who exclusively represent policyholders, not insurance companies. Our insurance dispute lawyers are dedicated to getting the best possible outcomes for people who are wronged by big insurance companies including in cases of underpayment/underpaid insurance claims. When you choose us for your case you will get the benefit of being represented by lawyers with over 100 years of combined legal experience.

  • Firm founder Gene Leverty has special insight into the state’s insurance system. He is a former Chief Deputy Insurance Commissioner for Nevada.
  • Attorney Patrick Leverty holds a Master of Law in Insurance that provides him with unique knowledge in helping individuals and businesses navigate insurance problems.
  • Our award-winning attorneys are well-respected in the legal community for their professionalism and ethics.
  • Our focus is on providing stellar services and results to clients, as you can see on our testimonials page.

Our law firm offers free consultations, so you have nothing to lose and potentially much to gain by speaking with us. Additionally, we work on a contingency agreement basis, which means you do not pay us up front–we get paid when we get you a settlement or award. Call us for help with your underpaid insurance claim case today.

How We Can Help

When an insurer underpays your claim, it can be disastrous financially depending upon your situation. But the underpayment or lowball offer does not have to be the last word in your matter. You have the right to be treated fairly and in good faith by your insurance company. If that duty is violated by the insurer, you may have legal recourse. Our Las Vegas underpaid insurance claim lawyers can help you by:

  • Investigating your case to determine the reason for the underpayment.
  • Examining your insurance policy to understand your exact coverage and coverage limits.
  • Determining whether a mistake was made by the insurer, whether the insurer honestly believes the payment you received is all you are entitled to, or whether the underpayment may be a case of insurance bad faith.
  • Negotiating with the insurer to get your claim fully paid.
  • If the insurer will not budge in their claim decision, advising you about possibly resolving the issue through a lawsuit.

You buy insurance to feel protected. You expect it to be there when you need it. When you file a claim and receive only a small percentage of what you are owed, it is frustrating, confusing, and stressful. And unless you are experienced in insurance matters, you may not know what rights you have. Our Las Vegas insurance dispute lawyers do understand the rights of insurance policyholders in Nevada. If you are being wronged by your insurance company, we will stand up for you. You can also go to the Nevada Division of Insurance to get more information about your rights as a consumer.

Call Leverty & Associates today at (702) 507-0201 to schedule a free consultation.

Types of Underpaid Insurance Claims We Handle

There are different types of insurance coverage meant to protect us financially in every area of our lives. We handle the full spectrum of insurance underpayment cases involving all types of policies including:

  • Auto insurance
  • Collision insurance
  • Underinsured and uninsured motorist insurance
  • Automobile gap insurance
  • Medical payments coverage
  • Health and medical insurance
  • Cancer and specified disease insurance
  • Disability insurance
  • Life insurance
  • Homeowners insurance
  • Renters insurance
  • Property insurance
  • Fire insurance
  • Flood insurance
  • Earthquake insurance
  • General liability insurance/business liability insurance
  • Business interruption insurance
  • Construction insurance
  • Liability insurance.

No matter what type of accident or incident led to your insurance claim, if it was underpaid, reach out to our attorneys for help. We will review your situation and advise you on what options you may have for getting fair compensation.

Underpayment/Underpaid Insurance Claims FAQs

You probably have many questions if you are battling with an insurer over an underpaid claim. We provide general answers to frequently asked questions here. Speak with a Nevada underpayment of claims lawyer directly for specific guidance for your case.

What are examples of an insurance company acting in bad faith?

Not every underpayment of a claim is due to bad faith by the insurer. Sometimes they simply make mistakes, and sometimes policyholders do not understand what their policy limits are and may believe they were underpaid when they were not. But when an insurer is intentional in paying the least amount possible on a claim, they are acting in bad faith. Ways that insurance companies may act unfairly and in bad faith include:

  • Not undertaking a full investigation of claim circumstances
  • Ignoring the evidence
  • Unreasonably delaying payment
  • Looking for reasons to underpay rather than pay in line with your policy.

These are just a few examples of bad-faith tactics. We may find other tactics being used when we handle your case.

How do I know if a denial was in bad faith?

You may be able to determine whether the underpayment of your claim was in bad faith by reading your policy. If you are being blatantly told that you do not have coverage to a specific amount and you can see that you do, this could be a case of bad faith. If your insurer does not return your phone calls or other communications or reacts defensively when you question the low-ball payment, this behavior could indicate bad faith. We know that policies contain a lot of confusing legalese—they are written by insurance companies to benefit insurance companies after all—and we can help you decipher the exact coverage you have and whether there may be bad faith tactics being used to deny you the coverage you are owed.

How much do your Las Vegas insurance lawyers charge?

Our Las Vegas insurance lawyers charge on a contingency basis. We do not charge by the hour and you do not pay us fees up front. You pay us a previously agreed-upon percentage of the compensation we win for you. We take on cases with strong evidence that we believe we will win, but a win is never guaranteed. In the unusual instance, we do not get you an insurance settlement or an award should your case go to trial, you do not owe us legal fees.

What should I bring to the free consultation?

To help us provide you with the best advice in your free consultation, bring as much information as you have about your policy, the reason for the claim, and the underpayment. This should include a copy of your insurance policy. The letter or statement you received about how much the insurance company paid as well as any other communications you have from the insurer about the claim, including text messages, emails, or notes about in-person or telephone discussion. Bring documents, records, and bills you have related to your losses.

How long will my case take?

How long your case may take can be dependent upon the size of the claim, its complexity, and the attitude of the insurer in settling. In complex cases, it can take longer to determine all the factors involved in the underpayment. For higher-dollar claims insurers may fight harder to reduce what they have to pay. Our attorneys will seek to negotiate a fair resolution with the insurer. If we have strong evidence of their error or bad faith tactics, they may be willing to settle more quickly. If they refuse to provide a fair settlement offer, the only way to resolve your case may be at trial, which will typically take much longer.

What are the chances of my case having to go to trial?

Our attorneys are able to settle the majority of cases outside of trial. However, if the insurer will not settle, the trial may be your only option to get the money you need. Our attorneys are skilled at developing strong arguments and achieving positive results for our clients when cases go to trial. Another point to make is that cases that are headed to trial may be ordered to mediation by the judge and may be resolved outside the courtroom. And sometimes when insurance companies see that opposing attorneys are serious about going all the way to trial, they will decide to settle to avoid the hassle, time, and expense.

Every underpaid insurance claim case has its own facts and circumstances. Get started on the path to strategic advice tailored to your situation by calling us at (702) 507-0201 to schedule a free consultation.

Contact Our Dedicated Insurance Dispute Lawyers

If your insurance claim has been underpaid, you may need legal help to resolve the situation, especially if the underpayment is due to insurance bad faith. No matter the reason for your underpaid claim, our Las Vegas underpaid insurance claim lawyers will get to the bottom of it and advise you about what options you may have for getting additional compensation. Even if you already accepted a lowball settlement offer from the insurer because you were pressured into accepting, did not feel you had any other choice, or you needed that small amount of money right away, we may be able to help you get an additional payment of your claim. How we proceed will be dependent upon all the facts of your unique situation. Reach out to us at your earliest convenience for assistance with your underpaid insurance case. Call our insurance dispute lawyers at (702) 507-0201 to schedule a free consultation.

Attorney Patrick Leverty

Attorney Patrick LevertyWith his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]