Las Vegas Insurance Agent Error Lawyers

Insurance Lawyer

Do You Have the Right Coverage?

Protecting Your Rights Against Insurance Agent Negligence

Holding Insurers Accountable for Negligent Coverage Mistakes

You purchase insurance to protect yourself from expensive losses for unforeseen accidents and other incidents. If you are like many people when it comes to buying insurance, you may not have a clear understanding of what type of insurance you need or how much you require for your individual circumstances, so you rely on your insurance agent to advise you. As a consumer, you have the right to expect your insurance agent to be honest and act in good faith when selling you insurance.

However, too often, due to insurance agent negligence, policies do not provide the coverage that individuals believed they purchased. An insurance agent’s mistakes can leave you without insurance when you need it most, causing you severe financial distress. You may find you are underinsured or have no coverage at all.

What can you do when an insurance agent’s mistake or error leaves you without the coverage you expected you would have? You can reach out to our Las Vegas insurance agent error lawyers who will assess your situation and counsel you about your legal options.

Turn to Our Experienced Insurance Agent Error Lawyers

Leverty & Associates Law has represented many individuals and businesses that have been the victims of insurance agent errors. Our firm has successfully handled numerous cases against agents for negligence in selling insurance policies, including failing to provide sufficient insurance coverage and failing to procure the requisite coverage.

Call us to schedule a free consultation at (702) 507-0201. When we take your case, you can trust us to aggressively stand up for your interests.


Why Choose Our Law Firm?

Experience counts when it comes to taking on insurance agents and their companies:

  • Our established law firm has served Las Vegas and Nevada clients for over 40 years.
  • Our attorneys have more than 100 years of combined experience and are highly respected among their peers for their ethics and professionalism.
  • We are proud to say that we have recovered over $150 million for our clients.
  • Firm founder Gene Leverty is a former Chief Deputy Insurance Commissioner for the state, which provides him unique insight into Nevada’s insurance system.
  • Attorney Patrick Leverty holds a Master of Laws in Insurance that further benefits clients navigating challenges with their insurance agents and insurers.
  • We deliver personalized and compassionate legal services to all our clients.

Go here to see what clients have to say about us. To learn more about how we can help you, contact us to arrange a free, no-obligation consultation with one of our highly skilled insurance lawyers. Call (702) 507-0201 for help.

How We Can Help

Holding insurance agents accountable for their mistakes can be difficult. You will have to prove that the agent owed you a duty and failed in that duty and you experienced damage because of it, including not getting the coverage that you have been faithfully paying for and that you expected to have. Our Las Vegas insurance lawyers understand the complexities in the law when it comes to insurance agent errors and negligence. We will help you by:

  • Investigating the reason that your claim was not covered or was only partially covered
  • Gathering evidence to prove that you were not covered due to an agent error
  • Communicating with the agent and their errors and omission (EEO) insurance provider
  • Negotiating a settlement with the agent and their insurer
  • Taking your case to court if a fair settlement cannot be reached
  • Handling all the details in a legal claim from beginning to end.

We are fighters who are not afraid to take on insurance agents whose mistakes leave their customers in financial peril. Whether an agent made an unintentional error or acted intentionally, we will do everything we can to get you the result you need. Contact us at (702) 507-0201 to schedule a time to speak with our insurance agent error lawyer in Las Vegas.

Errors that Insurance Agents Make

When you trusted your insurance agent to sell you the coverage you needed to protect yourself, your home, or your business, and a calamity arises and you find out you are not covered, it can come as a great financial and emotional shock. Here are types of errors that insurance agents can make:

  • Failing to procure or maintain correct coverage
  • Not adequately explaining coverage terms and limits
  • Misstating how much coverage a policy provides
  • Not informing clients of policy changes when coverage renews
  • Not notifying policyholders that their insurance is being canceled
  • Failing to analyze risk and identify potential areas of client exposure
  • Providing incorrect information in the insurance application
  • Not following up with the insurance company to ensure coverage is in place
  • Not notifying the insurance company of claims by policyholders
  • Failing to notify about an insurance company’s insolvency problems.

If your insurance agent has made a mistake related to your coverage, it can cost you a lot of money and wreak havoc in your life. Our Nevada insurance agent error attorneys will get to the bottom of the mistake your agent made that has cost you. Then we will work hard to hold them accountable for their professional negligence through a legal claim.

What Compensation Can I Get in a Claim Against My Insurance Agent?

What compensation you could get depends upon the circumstances. You could get the amount of coverage you would have received had the insurance agent not made the mistake or error. You could also potentially get compensation for other damages, such as the emotional distress you experienced when learning you did not have coverage or only had partial coverage. If your insurance agent’s actions were especially egregious, you might also be able to claim punitive damages.

Once our Las Vegas insurance agent error lawyers carefully investigate your case we will advise you about damages you may be able to pursue. Call us at your earliest convenience to schedule a free, no-obligation consultation. We can be reached at (702) 507-0201.

Insurance Agent Negligence Lawyer Answers FAQs

When you have trusted the advice of an insurance agent to ensure you have the coverage you need to protect you financially should something unforeseen happen, and you find you are without coverage because of an error on the agent’s part, it is confusing, frustrating and upsetting. If you can show the agent was guilty of negligence, then you may be able to hold them legally accountable for your losses. If this has happened to you, you probably have many questions about the legal process, including how long it will take and how much it will cost. Following are general answers to these types of questions.

For answers specific to your own case, reach out to speak directly with one of our Las Vegas insurance error lawyers.

What we charge for legal help varies among cases. We work on a contingency arrangement basis, which means you do not pay us an hourly rate or pay us anything upfront. You pay a previously agreed-upon percentage of your settlement or award when we win you compensation. In the rare case that we do not win, you do not owe us anything. Of course, because we work on contingency, we take cases that we believe we can win. If we agree to take your case, it is because we feel there is strong evidence of negligence, and we will be successful in getting you a positive outcome.

You should bring as much information as you have about your situation. Bring a copy of your insurance policy. Bring any letters or other documentation you received informing you that your claim was denied for lack of coverage or showing that you were underinsured. Additionally, if you have any texts, emails, voicemails, letters, or other communications from your insurance agent pertaining to the coverage you thought you were buying, have those on hand to show us.

We will review them for evidence of your insurance agent’s negligence. If you had telephone or face-to-face conversations with your insurance agent about coverage, write down anything you may remember about those encounters. If other family members were involved in these meetings or conversations with the agent, they should also provide any notes or other documentation they may have. Also, bring invoices or bills that show how much you have paid from your own pocket for losses that you thought would be paid by your insurance, but were not due to lack of coverage.

How long it takes to resolve your case depends on all the factors involved, including the strength of your evidence as to your agent’s error. If there is strong evidence of negligence, there may be more willingness on the agent’s part to fairly settle your legal claim, and it will typically be resolved faster. If the agent denies that they made any errors, your case may have to be resolved in court, which will probably take significantly longer. When we take your case, an insurance agent negligence lawyer from our firm will build the strongest possible claim on your behalf.

Insurance agents purchase errors and omissions insurance to protect themselves in the event they make mistakes that lead to lawsuits. Additionally, if your insurance agent is employed by a single insurance company, meaning they only sell that company’s insurance, the company they work for may also be liable. Insurance brokers, who work with several insurance carriers to find clients coverage and are not employed by one company, would pay through their errors and omissions or other liability insurance.

To speak with an insurance agent negligence lawyer in Nevada, call our firm at (702) 507-0201. We look forward to learning how we can help you get the coverage you are owed.

Defenses Insurance Agents Use When They Have Made Errors

Most insurance agents are not going to quickly admit their mistakes when clients are left without coverage or are not adequately covered. They do not want to be subjected to having their professional reputations threatened or to paying for damages in lawsuits. Insurance agents may try to blame their clients for coverage errors by claiming they were not provided thorough information about their clients’ needs, or they may try to escape liability by saying the client should have more carefully read their policy to understand their coverage.

There are a variety of excuses they may use to try to avoid responsibility for their negligent actions. We understand the tactics insurance agents use. If your agent breached their duty to you through their negligent errors and you experienced damages, you can count on us to advocate strongly for your rights and interests.

Contact Skilled Nevada Insurance Agent Error Attorneys

We Stand Up to Insurance Agent Negligence and Misrepresentation

If you have been the victim of a Nevada insurance agent error, contact Leverty & Associates Law today. Our Nevada insurance agent error attorneys welcome the opportunity to review your coverage problem and evaluate your options for seeking appropriate compensation. We will look at every aspect of your claim, including whether or not you had the correct coverage(s) and enough coverage.

Don’t wait to set up a time to speak with us. There are strict deadlines for filing claims in these kinds of cases. Call today at (702) 507-0201 to set up a free consultation so we can learn how we can help you.

Attorney Patrick Leverty

Attorney Patrick LevertyWith his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]