Private Health Insurance and Bad Faith

In the case of private insurance, for example, through Obamacare, when an insurance company refuses to pay for out-of-network medical treatment, the cost of the services are out of pocket for the parents. We’re asked sometimes whether something like this amounts to insurance bad faith.

Obviously, lawsuits are expensive, and so we have to evaluate whether it would make economic sense for you to pursue. However, even if the dollar amount isn’t very much, if the insurance company’s actions are egregious and would warrant bad-faith damages, there may be a possibility to collect punitive damages. So, if the insurance company acted really unscrupulously, then even if your out-of-pocket expenses for the medical treatment aren’t very much, you may still have a case and you’ll want to talk with a lawyer about it.

Attorney Patrick Leverty

Attorney Patrick LevertyWith his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]

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