Business Interruption Insurance

What is it?

Business Interruption insurance is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster. Depending on the language of your policy, this could include government mandated shut downs.

Can I make a claim for business interruption due to COVID-19/Coronavirus?

While we would love to give you a definite answer of “YES!” the real answer is “Maybe.” This is because whether you have business interruption policies that would provide coverage for the kinds of unprecedented business losses and shut downs that we have seen in 2020 depends on the language of your policy that provides business interruption insurance. Many times business interruption coverage is a part of your commercial policies, and sometimes it is a special endorsement. Our attorneys have nearly 100 years’ experience in interpreting and evaluating insurance policies and what should and should not be covered, and will likely be able to assist you in determining whether or not you are likely to be able to make a valid claim.

What happens if my insurance company denies my claim?

Please contact us. We may be able to assist you in properly presenting your claim, or, if your insurer continues to improperly deny your claim, we may be able to bring a lawsuit against your insurance company so that you can recover what your insurer owes you under the terms of your policy, plus any additional damages that have been caused by your insurer’s improper denial of your claim.

Why Should I hire Leverty & Associates to represent me for my business interruption claim?

For nearly 40 years, Levery & Associates has been representing insureds in the State of Nevada, and we have recovered well over $100 million on behalf of insureds and claimants. We are one of the few firms that focuses our energies on behalf of the insureds making the claims, and not the insurance companies who are improperly denying claims.

What will it cost me?

As a small business, we understand that you need to keep an eye on your bottom line. Depending on your claim and what you are able to pay, we can represent you on a contingency fee, an hourly fee, or some combination of the two. We are one of the few law firms in Nevada that is willing to represent businesses on a contingency fee in their disputes with other companies.

Attorney Patrick Leverty

Attorney Patrick LevertyWith his master’s in insurance law, Patrick routinely helps individuals and businesses who are having issues with their insurance company. He also has extensive experience with personal injury actions, complex tort actions, product liability matters, and class actions. Patrick Leverty is rated AV by Martindale Hubbell (the highest rating) and has been granted membership in the Million Dollar Advocate Forum, and Multi-Million Dollar Advocate Forum. Patrick Leverty has been certified as a Personal Injury Specialist by the State Bar of Nevada. [ Attorney Bio ]