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People often ask whether everyone in a class action gets the same amount. The short answer is no. For example, in one large class action we recently settled, the damages were divided into four tiers, and then within those tiers, the lowest tier got x, the tier above got 2x, the tier above that got […]
When you’re having a dispute with your insurance company, do your best to make sure that all communications are in writing. By minimizing the use of the telephone, you have a written set of documents showing what has transpired and the history of the claim. Otherwise you’re in a situation where you’re trying to recollect […]
In Nevada, you can get punitive damages against the insurance company if you are able to show that it acted with malice, fraud or oppression. These are high standards. And there is a considerable amount of case law that goes into what those terms mean.
In the case of private insurance, for example, through Obamacare, when an insurance company refuses to pay for out-of-network medical treatment, the cost of the services are out of pocket for the parents. We’re asked sometimes whether something like this amounts to insurance bad faith. Obviously, lawsuits are expensive, and so we have to evaluate […]
Hanson vs. State Farm was a case in front of the Federal Court of Nevada, and Hanson, the insured, was suing the insurance company, arguing that it committed bad faith. The District Court granted a Summary Judgment for Hanson. The case arose after Hanson had sued someone who injured him for both negligent and intentional […]
When defending someone who caused an injury to another seemingly intentionally, the attorney hired by the insurance company is in a difficult situation. The attorney has duties to the insured and his or her client, and to the insurance company. The attorney must advocate for both even though their interests aren’t entirely aligned. There is […]
When you hire us, a team of experienced Reno insurance claim lawyer, you no longer have to talk to the insurance company because you have someone on your side who is experienced to handle it for you. We will be the ones dealing with the phone calls, the adjuster, getting the medical record, the accident […]
If the insurance company is failing to take into account certain damages or it seems like they are not considering the physical pain and suffering that the suffered, then, yes, I will let the client and the insurance company know that they are failing to take into consideration that amount and ask that they reconsider.
There are often expenses that must be paid from the outcome of a lawsuit. As one important example, sometimes, our client’s health insurance company pays for the medical bills, giving the health insurer what’s called a right of reimbursement or subrogation. If they haven’t filed anything, it’s a right of reimbursement, so they have the […]
If I want to buy more UIM coverage than the insurance company is offering, are they forced to sell it? Yes, you can always raise your Uninsured/Underinsured motorists’ limits, but you have to pay for it. But, as far as all of the coverage goes, it’s relatively inexpensive for the peace of mind you get, […]
